The Daily Frugal: Salami Slicing Your Budget
Saving is a daily grind. And I do mean grind. The best way to look at a frugal life is like a river grinding up against a rock formation. On your average day, the river's only going to be claiming grits of sand and pebbles. Not much excitement there. But over time, that chipping and grinding produces stuff like the Grand Canyon. "But didn't that take a kabillion years?" you say. To which I say, then you better get moving if you want to make a dent. And while much of the work of saving won't be appreciated til much later, there are times and circumstances when you will be amazed how fast tiny increments can add up. Consider Office Space as an example. The frustrated cubicle slaves cook up what they think will be a get-rich-slow scam: carving fractions of a cent off of each of their company's transactions and diverting the funds into a private account (the official term for this is apparently salami slicing ). When they take one decimal point too much...